She was born and raised in Southern California. She attended Beverly Hills Good Shepherd Catholic School andBeverly Hills High School. Besides being a member of Junior Mensa and on the Dean's list, she was a top ten national swimmer and competed on the men's water polo team. She began college at the age of 15 attending the University of Southern California on scholarship, majoring in Psychology/Sociology.
Cummins is also President of non-profit organization Animal Advocates. Animal Advocates rescues ill, injured and orphaned wildlife. When they are able they are released back to the wild.